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Pace Financing
100% financing to help you pay for your next home improvement project.
PACE Eligible Projects
USA AIR CONDITIONING SERVICES OFFERS
AC Installation
AC Repair
Duct Cleaning
Duct Coating
Attic Insulation
Air-Quality
PACE Financing
Property Assessed Clean Energy (PACE) is an affordable financing option that allows property owners to finance the entire cost of energy-efficient and maximum hurricane protection upgrades.
Home Improvement Upgrades
With PACE, you can finance the cost of home improvement projects, such as air conditioning upgrades, energy-efficient solar panels and roofing, hurricane impact windows and doors, and more.
Promotes Energy Efficiency
PACE promotes energy efficiency by offering home improvement upgrades that significantly reduce your carbon footprint. And, with energy efficiency comes huge savings on your utility bill.
PACE Program Affiliations
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I don't understand...
Is PACE a loan?
PACE is a property assessment. PACE financing requires no up-front costs and payments are made as a line item on the homeowner’s property taxes.
This means that your payment will only reflect what will appear on your property taxes when you receive your bill. The capitalized interest accrues on your financing before the first payment is due. So, rather than bill you all at once with your very first payment, you only need to pay a little bit each time.
PACE funded home improvements may also lead to significant utility savings that can help offset the payments on your property tax bill.
So wait...
Is PACE a government incentive or discount program?
PACE funding is made possible by local governments, however, it’s not a government incentive, nor is it a discount or subsidy program. Although PACE doesn’t provide any government funding, payment forgiveness, or specialized discounts, there are still plenty of financial benefits associated with choosing PACE to finance your home improvement projects.
For instance, if you choose to opt for PACE to finance your new air conditioning system or impact window and door installation, it can add significant value to your property. So, although you won’t be receiving any special discounts, you could possibly make a profit if you choose to sell your home after making these upgrades and when you’ve completed all of your assessment payments.
Now I'm curious...
What determines my eligibility for PACE?
PACE financing eligibility is based primarily on the amount of equity that you have in your home. Your ability to repay your assessment, as well as your overall mortgage payment history also directly determines your eligibility for PACE financing. However, don’t get this confused with your credit.
Getting approval for PACE financing is not based on your credit score and you receive low fixed interest rates regardless of your credit score. Also, you have the option of spreading the cost of the life of your products for up to 30 years!
PACE Financing Comparison
Compare PACE With Other Financing Options
Pace
Free
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
Traditional Loan
Mortgage
Free
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
Credit Card
Unsecured Credit
Free
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
HELOC
Free
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
Comparison Table Includes
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
- Approval not based on credit score:
- Low interest rates (regardless of credit score):
- Fixed rates:
- Spread cost over life of product (up to 30 years):
Pace
Free
Traditional Loan
Mortgage
Free
Credit Card
Unsecured Credit
Free
HELOC
Free
Lets see if you qualify today!
WE ARE AIR WHEN YOU NEED US
The PACE Impact
Join the homeowners that are giving back.
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kWh OF ELECTRICITY SAVED
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ENERGY BILL SAVINGS
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U.S. JOBS CREATED
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SUCCESSFUL PROJECTS