Pace Financing

100% financing to help you pay for your next home improvement project.

• $0 Down 100% Financing • YGrene Elite Contractor • Free Estimates

PACE Eligible Projects

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What is PACE?

Understanding PACE financing will help you to make the right choice.
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PACE Financing

Property Assessed Clean Energy (PACE) is an affordable financing option that allows property owners to finance the entire cost of energy-efficient and maximum hurricane protection upgrades.

Home Improvement Upgrades

With PACE, you can finance the cost of home improvement projects, such as air conditioning upgrades, energy-efficient solar panels and roofing, hurricane impact windows and doors, and more.

Promotes Energy Efficiency 

PACE promotes energy efficiency by offering home improvement upgrades that significantly reduce your carbon footprint. And, with energy efficiency comes huge savings on your utility bill.

PACE Program Affiliations

AFFILIATED WITH THESE TOP LENDERS

I don't understand...

Is PACE a loan?

PACE is a property assessment. PACE financing requires no up-front costs and payments are made as a line item on the homeowner’s property taxes. 

This means that your payment will only reflect what will appear on your property taxes when you receive your bill. The capitalized interest accrues on your financing before the first payment is due. So, rather than bill you all at once with your very first payment, you only need to pay a little bit each time.

PACE funded home improvements may also lead to significant utility savings that can help offset the payments on your property tax bill. 

So wait...

Is PACE a government incentive or discount program?

PACE funding is made possible by local governments, however, it’s not a government incentive, nor is it a discount or subsidy program. Although PACE doesn’t provide any government funding, payment forgiveness, or specialized discounts, there are still plenty of financial benefits associated with choosing PACE to finance your home improvement projects.

For instance, if you choose to opt for PACE to finance your new air conditioning system or impact window and door installation, it can add significant value to your property. So, although you won’t be receiving any special discounts, you could possibly make a profit if you choose to sell your home after making these upgrades and when you’ve completed all of your assessment payments.

Now I'm curious...

What determines my eligibility for PACE?

PACE financing eligibility is based primarily on the amount of equity that you have in your home. Your ability to repay your assessment, as well as your overall mortgage payment history also directly determines your eligibility for PACE financing. However, don’t get this confused with your credit.

Getting approval for PACE financing is not based on your credit score and you receive low fixed interest rates regardless of your credit score. Also, you have the option of spreading the cost of the life of your products for up to 30 years!

PACE Financing Comparison

Compare PACE With Other Financing Options

Pace

Free
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):

Traditional Loan
Mortgage

Free
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):

Credit Card
Unsecured Credit

Free
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):

HELOC

Free
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):
Comparison Table Includes
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):
  • Approval not based on credit score:
  • Low interest rates (regardless of credit score):
  • Fixed rates:
  • Spread cost over life of product (up to 30 years):

Pace

Free

Traditional Loan
Mortgage

Free

Credit Card
Unsecured Credit

Free

HELOC

Free

Lets see if you qualify today!

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The PACE Impact

Join the homeowners that are giving back.
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SUCCESSFUL PROJECTS